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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I had stolen bags in lima. I made a complain through online but it does not allow me to submit it. I was also wondering with the current insurance policy am I eligible for compensation for personal belongings under crisis response

A:
On the back of your ID card there is a phone number to the Benefits department that can advise you on your coverage and the next steps.
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Q:I am USA citizen living in India and will be visiting USA for summer 2 months. Can you suggest insurance plans?

A:
We first advise you make a quote to see how eligible you are for a plan. If you can enter your information in this link we can quote you all of our available plans, To US: /get-travel-insurance-quotes/?presection=visitorUSA
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Q:Non US resident, visting US. Need health insurance.What will be health insurance options, short-term health or visitor?

A:
If they are coming on a visitor visa then a visitors insurance would be the plan for them. If you can enter your information in this link we can quote you all of our available plans, Available plans: /visitors-insurance/
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Q:Question 1: I am applying for a long-stay visa in Portugal that should cover 1 year. Should I purchase visitor insurance or SCHENGEN insurance?Question 2: After purchasing it, can I cancel before the insurance start date?

A:
If they want you to follow the shcengen visa requirements then we advise to get schengen insurance. If you end up not traveling or getting denied you can submit a cancelation request with the denial letter or a canceled flight ticket.
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Q:Hello, we various properties across the USA, Canada, Costa Rica, Mexico, etc. and we would like to offer cancellation insurance to our guests. Is this a product that you offer?

A:
If you have a property and casualty licence you can fill out the form below to be able to sell plans. Brokersnexus: https://brokersnexus.com/
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Q:in Patriot International Lite plan, you only provide Maximum amount of money the insurance company will pay for eligible medical expenses, but the visa application requirement is minimum 30,000 USD. where can I check the minimum of your insurance plan?

A:
The minumum is the same as the policy maximum.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.