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StudentSecure Elite Insurance

Quotes & Purchase

Please use this high level information as a guide only and do not make any decisions solely based on this information. If you have any concerns, doubts or questions, please refer to the individual policy details for complete information, as it is not possible to accurately represent all the details in concise information such as follows, or call us for further details. If there is any discrepancy between this information and the actual policy details, the policy details will override.

All the amounts are in U.S. dollars.

Vision (eyeglasses, etc.) is not covered in any of the plans.

General

StudentSecure® Elite
Comprehensive
Within PPO network: After copayments, plan pays 80% up to $10,000, then 100% up to the policy maximum. Outside PPO network: Pays Usual, Reasonable and Customary to policy maximum. Outside US: After copayments, plan pays 100% to policy maximum.
$10 copay per visit

Medical - Outpatient

Within the PPO network or outside the U.S.: $20 copay per visit. Otherwise, $40 copay per visit.
Urgent Care: $30 copay per visit within the PPO network or outside the U.S. Otherwise, $60 copay per visit.
To policy maximum In US: $100 copay
Generic: 100% coinsurance Brand Name: 50% coinsurance Oral Contraceptives: 50% coinsurance
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum

Medical - Inpatient

To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum

Medical - Other Treatment And Services

60 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included. School/Club Sports - $5,000 per injury/illness.
$750 per injury/illness, if covered injury/illness results in hospital admission.
$15,000. Pregnancy must begin after effective date.
Maximum of 40 days. Cannot be provided at a Student Health Center.
Maximum of 40 visits. Cannot be provided at a Student Health Center.
Included in the Mental & Nervous Disorder benefit
Physical Therapy and Chiropractic Care: $75 per day

Must be ordered in advance by a physician.
United Healthcare PPO
Network of physicians, hospitals, urgent cares, labs and other healthcare providers.
No network for pharmacies, dentists, ambulance.
Yes
On effective date, $25,000 for Acute Onset only. After 6 month waiting period, same as any other eligible expense.
$750
$500
-
-
Included

Dental

$500
$500

Travel

-
-
-
$5,000, maximum of 15 days
$300,000
$50,000
-
-

Life

$25,000 Optional: up to $50,000
$25,000 Optional: up to $50,000

Other

-
Incidental: 15 days per 3 month period
Within the PPO network or outside the U.S.: $75 copay per visit. Otherwise, $150 copay per visit
-
-
$250,000
$50,000 Eligible medical expenses only
Outside Home Country

Plan Features

Before effective date, full refund. After effective date, must be within first 60 days, pro-rated refund for whole months minus $25 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
Vaccination Coverage: Up to $150 Optional Crisis Response Rider: $100,000 Preventative Care: $200 after 6 months of continuous coverage
Email
Postal Mail
Courier
Per Incident
$0 0-64
Per Incident
$500,000 0-64
WorldTrips
Lloyd's
A "Excellent"

Get instant quotes for this plan and purchase today!

Quotes & Purchase
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).
DISCLAIMER: This is a high level description of the insurance plan meant to provide a quick overview. It may not describe all possible scenarios or coverages in all different cases. Please refer to the brochure and the certificate wording for complete details. Even though we have tried our best to accurately describe the plan, if there is any discrepancy between this description and the certificate wording, the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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